Rich Dad's Top 5 Ways To Win For The Holidays:

It’s the holidays, and that means most of you are probably blowing more money than usual on gifts, food, drinks, clothes, and more. While it’s great to celebrate this time of year, it’s important to plan for this time of year

1. Get Your Assets In Line First:
   I spoil my wife with lavish gifts this time of year, but I know that my investments allow it—and thankfully, she can spoil me too. So first, get your money working for you, then use that cash flow for the holidays. It’s not an overnight process so this may be more of a roadmap for 2016, but in any case, at the end of the day, it is possible with self-discipline and knowledge.
    
2. Use Cards With Rewards:
   If you’re going to use cards for gifts this holiday, use one that offers rewards. This not only gives back to you in the forms of cash or tickets, but also protects you from unauthorized and fraudulent charges. Some companies even insure your purchases, such as return protection, and extended warranties. Just remember to avoid liabilities by paying them off at the end of the month.
    
3. Budget Based On Your Own Finances:
   If you’re not a millionaire, don’t act like one. Is it really necessary to exchange gifts with everyone in your family? Even your second cousin’s newest girlfriend? Suggest a limited gift exchange, or group gifts rather than individual gifts—you may find that other members of your family appreciate the idea too. Be sure to set a limit and stick to it.
    
4. Keep Track Of Your Purchases:
   Though you should do this throughout the year, it’s even more important to do it during the holidays. If you are fearful of getting in the hole right now (or just ignoring the fact you are wasting money on liabilities) stop and take a look at your numbers before you start buying and keep track of your purchases. Start to overcome your fears and begin to take control of your financial situation.
    
5. Don’t Let Liabilities Take The Fun Out Of The Holidays:
   This holiday, as the presents are opened and the tables are set; take the time to really enjoy the loved ones in your life—your richest gifts. If you are tired of struggling with liabilities, make a resolution for 2016. By this time next year, maybe you won’t be paying off liabilities but cashing checks related to your assets!

As the Holidays fast approach, we would do well to remember what our richest gifts are—our families and our friends. For years, I've dedicated my life to building The Rich Dad Company to provide the highest level of financial knowledge available.

To making life better,

Robert Kiyosaki